Start Your Business the Right Way

Step-by-step guides for LLC formation, licensing, and insurance across all 50 states.

Popular Business Types

Cleaning Business

Start a residential or commercial cleaning business with low startup costs and high demand

Landscaping Business

Launch a landscaping and lawn care company serving residential and commercial clients

Form an LLC by State

An LLC (Limited Liability Company) protects your personal assets while offering tax flexibility. Filing fees and requirements vary by state. Choose your state below to see the full filing guide, costs, and best formation services.

Business Insurance

Protect your business from day one. General liability, workers' compensation, and professional liability coverage help safeguard against lawsuits, property damage, and employee injuries. Requirements vary by state and industry.

Compare Insurance Options

Why Use FormHQ?

State-Specific Guides

Every guide covers the exact fees, forms, and requirements for your state. No generic advice.

Cost Transparency

See real filing fees, annual report costs, and estimated startup expenses before you commit.

Unbiased Comparisons

We compare LLC formation services side by side so you can choose the best fit for your budget.

How to Start a Business in 6 Steps

Starting a business involves more than just an idea. You need to register with your state, choose a legal structure, get licensed, and secure insurance. Here is a general overview of the process that applies to most business types across all states.

  1. 1.Choose your business structure. Most small business owners form an LLC for its combination of liability protection and tax simplicity. Sole proprietorships and corporations are also options depending on your situation.
  2. 2.Register with your state. File your Articles of Organization (for an LLC) or Articles of Incorporation with the Secretary of State. Filing fees range from $50 to $500 depending on the state.
  3. 3.Get an EIN. Apply for a free Employer Identification Number from the IRS. You need this to open a business bank account, hire employees, and file taxes.
  4. 4.Obtain licenses and permits. Requirements vary by industry and location. Some businesses need state-level professional licenses, while others only need a local business license.
  5. 5.Get business insurance. General liability insurance is essential for most businesses. Workers' compensation is required in most states once you hire employees. Professional liability covers service-based businesses against claims of negligence.
  6. 6.Open a business bank account. Keeping personal and business finances separate is critical for maintaining your LLC's liability protection and simplifying tax filing.